Balances

Track your net worth, not your coffee money.

Each month you enter your balances; Balances tracks your net worth. One number per position, once a month — no receipt-scanning, no transaction categorising, no bank-sync babysitting.

The demo is a shared account; its data resets nightly.

Balances dashboard showing a household net-worth chart

How it works

  1. Add your positions

    Bank accounts, property, vehicles, investments, debts — anything your household owns or owes.

  2. Enter month-end balances

    One number per position, straight off the statement. Ten minutes at the end of the month.

  3. Watch your net worth

    Balances charts it over time, across everything — including the illiquid things no bank sync can see.

Entering a month-end balance in Balances on a phone

Not a budgeting app

No transaction feeds, no spending categories, no envelopes. That is deliberate — a non-feature, not a missing feature. Budgeting apps answer “where did my coffee money go?” Balances answers a different question: “is my household building wealth over time?”

If you love itemising every purchase, keep your budgeting app. Balances sits above it, tracking the number that actually moves: your net worth.

Everything in one place

Net worth only means something when it covers the whole picture — including the illiquid things that have no transactions to sync.

Assets

Bank accounts, property, vehicles — things of value that aren’t investment instruments.

Liabilities

Mortgages, bank loans, credit-card balances — and the informal money owed to family.

Receivables

Money owed to your household by someone else, so it stops falling through the cracks.

Investments

Stocks, mutual funds, bonds, gold, time deposits — with a ledger for buys, sells, and income.

Balances positions list showing all four position groups

Yours

Balances is open-source under AGPL-3.0 and self-hostable with a singledocker compose up. Your household’s net worth lives where you put it — it is not a data product. Back up or export the whole household whenever you like, and use the app in English or Bahasa Indonesia.